I think having a legal will drawn up, especially when you have children, is a must-have. In case something happens and you are unable to take care of your children, you want to ensure that your children are placed in the care of people whom you trust and with whom you are comfortable.
But how do you determine who is an appropriate guardian for your kids? Your single bachelor-for-life brother whose biggest commitment to date was to a carton of milk in his fridge? Or your 75-year-old mother-in-law who is a great grandmother but whose health is failing? What about your always-exhausted, overburdened cousin who is a great mother but has four children of her own and has trouble making ends meet? Go through your own family list and roster of close friends, and you may be striking off more names than you thought. Suddenly your third cousin twice-removed, whom you've met twice, becomes a candidate.
Canadian Parents (
www.canadianparents.com) offers some tips on how to choose an appropriate guardian for your children:
• The prospective guardian must be over 18 years of age in most provinces. Choosing a much older guardian may not be wise either. Keep in mind that this guardian may have to be there for your child for years to come.
• Consider whether this person physically, emotionally and financially capable of handling the job of parenting?
• Does this person have the time to take on the responsibility of your family.
• Can your children stay together? This is what most parents want.
• Does the guardian share your moral and religious beliefs? Can he or she raise your children to share your values?
• Is your prospective guardian a parent already? Will this factor into how your children are cared for?
• Does this person want this responsibility? The person may not be willing or able to accept your offer.
If you don’t legally name a guardian for your kids, the courts will choose for you. Says Canadian Parent, “If you don't name a guardian, anyone who is interested can request the position. Then a judge must decide who will get your kids and you won't be there to offer your opinion.”